Do you feel trapped by your debts?

The profitability of banks and finance companies relies on people not understanding how to manage their debt levels strategically.

I'm not saying they are bad, far from it, I'm just saying that when you don't understand how to calculate the right debt level for you and your personal situation, they profit at your expense.

So if you want to keep your money and stay in control of it, you need to know how to work out your own calculation rather than assuming because a lender said yes that it is manageable for you.

Our Online Budget Planner calculates this for you automatically when you create your budget/plan?

It's one of the many features no other budget planner has that helps you get ahead regardless of your income.

Taking five minutes to calculate where you are on the 'Debt Scale' helps you understand whether you really do have control of your money.

Net income

(After Tax)
Name Amount Frequency


Your debt commitments include your mortgage or rent payment
Name Amount Frequency